<p><strong>Plane Crash Insurance Rule:</strong> The private plane crash in Baramati, Maharashtra, has shaken the entire country. After this incident, the question arises: do those traveling in private jets also get insurance? If so, how much? </p><img><p>Yes, passengers are insured, but it depends on the policy, not government rules. Owners buy aviation insurance that covers the plane, crew, and passengers under ‘Passenger Liability Insurance,’ which compensates families for death or injury.</p><img><p>No, claims aren’t fixed. Policies vary. Some charters have set limits, while VIP trips have high-value covers. Passengers might sign a waiver with a claim limit, so compensation can differ greatly between accidents.</p><img><p>It depends on the operator’s policy, the passenger’s personal insurance, and legal settlements. In India, payouts range from ₹50 lakh to ₹2 crore, but can be higher. Extra claims are possible with personal travel insurance.</p><img><p>Commercial flights follow DGCA rules and the Montreal Convention with minimum compensation limits. Private jets don’t have these strict government limits. Claims are based on the operator’s policy and legal process, not a fixed rate.</p><img><p>After a crash, aviation agencies investigate. The family then files a claim with the operator or insurer, providing documents like the FIR and post-mortem report. The process can take 6 months to 2 years. Compensation may increase if negligence is proven.</p><img><p>Sometimes, the government or institutions provide extra ex-gratia aid for VIPs. Also, most high-profile individuals have personal life and accident insurance, giving their families more financial support.</p>
