Best Investment Options: Benefits of investment in gold, equity and PPF are different. Long -term data shows that all three options are investors’ choice. If you also want to make one of them your investment, then know the details in this article ..
Gold vs equity vs ppf: ‘Where to invest money so that maximum returns can get’, most of the investors think the same before investing. For this, fixed income plans like bank FD and PPF, metals like gold-silver and stock market market are a lot of options. But who is the best choice for long term? If we look at the data of 15-30 years, equity usually overtakes all other asset classes. Let’s know the returns of all three in the long term …
Why is the share best from the rest of the option?
According to Live Mint report, from 1995 to 2005, the Nifty 500 gave 15.2% CAGR returns, while the Sensex stood at 14.1% and gold gave 12.5% return. At the same time, the return of PPF and FD was only 8.1% and 7.2%. The same trend is seen on a period of 20 years and 15 years. , According to experts, share investment in long -term is the best. A 14-15% CAGR can be expected in 20-30 years from the broad market index like Nifty 500, which is much higher than fixed income or gold.
What are the reasons
The main reason behind this is the form of India’s rapid growth economy, growing profitability of companies, superb corporate governance and retail-institutional investment. All these factors together help in giving better returns to investors in the long term.
What is the return of investment in gold?
Gold reached Alltime High on 1 September 2025. This year it came into discussions with a gain of about 28%. According to experts, Gold has given 11–12% returns in a long time and is less volatile than equity or debate. This portfolio is important for diversification, but its role in long -term wealth creation is limited.
How to create the right balance in portfolio?
Youth investors
According to data and experts, equity returns get more, but short term also has high volatility. Therefore, the investor is required to make balance in his portfolio. Those who are 20 to 30 years old can invest in equity up to 70% in long term. The remaining 15% can be kept in debate and 15% gold. Equity should be divided into Nifty 50, Nifty 500, and mid-amal cap funds.
Senior investors
According to experts, those who are more than 60 years of age should invest only 15-20% in equity due to existing income and excess need. 65-70% fixed income and remaining amount can be kept in gold.
Disclaimer: This article is only for information. The data given in it should not be considered financial advice. Share, gold, PPF or other investment are subject to risk. Be sure to consult your financial advisor before investment.
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