If you are the planetary of HDFC Bank, then there is big news for you. Let us know that the bank has announced new rules for its special imperia program, which are being implemented from 1 October 2025. After these rules, the conditions of becoming imperia customers have become more tight.
The bank has clearly stated that these new rules will also be implemented from October 1, who have become part of the customers who have become part of the IMPeria program on 30 June 2025 or before. Imperia is one of HDFC Bank’s major premium offers.
How much balance is needed to become imperia?
HDFC Bank has set a new standard of Total Relationship Value (TRV) to join or remain in Imperia. Now to become imperia customer, there should be a TRV of at least Rs 1 crore by mixing you and your family accounts. If you have taken the imperia status after 1 July 2025 or your status upgrade or downgrade, then these new rules have already been implemented on you.
TRV means how strong the customer’s total financial relationship with the bank is. Not only the savings account, but many more things are added to it.
What are the benefits of imperia customers?
The bank offers a variety of premium facilities to the customers involved in the IMPeria program without any charge. Such as transferring money from any branch, giving instructions to stop check, duplicate statement or old record, taking interest or balance certificate and Signature Attendance and address confirmation facility etc.
Old rules are still valid
Along with TRV rules, HDFC Bank has also said that some of the pre-implemented conditions will also be valid for customers. That is, if you do not fulfill the condition of TRV, but your current account has an average quarterly balance of Rs 15 lakh or average monthly balance of Rs 10 lakh in savings account, then you can remain in Imperia.
Apart from this, average monthly balance of Rs 30 lakh, including savings, current and fixed deposits, or if you have a HDFC corporate salary account and it comes to a salary of Rs 3 lakh or more every month.