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Image Credit : Asianet News
HDFC Bank
HDFC Bank’s minimum balance rule varies by branch location. In urban/metro branches, customers need a ₹10,000 average balance or a ₹1,00,000 fixed deposit (FD). Semi-urban areas require a ₹5,000 average balance or a ₹50,000 FD. Rural areas need ₹2,500 or a ₹25,000 FD. Penalties apply for non-compliance.