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If a daughter is born in your house too, then you can get 27 lakh rupees. In fact, there is such a scheme of the central government, which can make you so strong from the birth of your daughter to her growing up from her birth that after 21 years you can have a full amount of up to Rs 27 lakhs, that too through a little savings every month. The name of this scheme is Sukanya Samriddhi Yojana, in which the government gives an attractive interest of 8.2% and also gets tax exemption. Let us know how you can get 27 lakh rupees on how many investment you are born.
How will you get so much money?
Recently, the central government reviewed the interest rates of Sukanya Samriddhi Yojana and it was a matter of relief that no cuts have been made. The scheme is still getting 8.2% annual interest, which is also tax free. In such a situation, this is a golden opportunity to invest.
How to open an account?
You can open an account in your daughter’s name with just ₹ 250. This account can be opened in any post office or authorized bank branch. In this scheme, you have to invest for 15 years, while the entire money is received when the daughter is fulfilled at the age of 21 years.
1000 month investment
If you invest ₹ 1000 every month i.e. ₹ 12,000 in this scheme, then there will be a total of ₹ 1,80,000 in 15 years. The interest received on this will be around ₹ 3,74,612. That is, your daughter will get ₹ 5,54,612 on maturity – that too with a monthly savings of just ₹ 1000.
When can the money be withdrawn?
If you think that money in this scheme cannot be withdrawn before 21 years, then it is not completely correct. When the daughter is 18 years old, you can withdraw up to 50% of the deposit for her higher education or marriage. For this, you have to give the necessary documents.
Who can open an account?
In this scheme, even financially -rich families can invest in this scheme. This account can only be opened in the name of the daughter and the names of two daughters in a family can be opened (in some cases three).
How much return will be given on how many investment
Planning from online calculator
If you want to know how much amount you will get every month, then you can use Sukanya Samriddhi Yojana calculator. You just have to enter the investment amount and complete information will be found on the screen with an estimated interest.