<p>Starting January 1, 2026, the Reserve Bank of India (RBI) has implemented new banking rules. Accordingly, 3 specific types of bank accounts will be closed. It’s essential for all bank customers to be aware of this.</p><img><p>Starting Jan 1, 2026, the RBI has new rules. Certain bank accounts might be closed, affecting millions. It’s vital to understand these changes and act now.</p><img><p>The main goal is to make banking safer and more transparent. Long-unused accounts are vulnerable to fraud and hacking. The RBI is taking these steps to prevent this and ensure customer fund safety.</p><img><p>First are dormant accounts. Accounts with no transactions for two or more years are considered dormant. These unmonitored accounts are easy targets for hackers, so they may be closed.</p><img><p>Second are inactive accounts, which have no transactions for 12+ months. They also have a high risk of misuse. Under the new rules, even a small transaction can reactivate the account.</p><img><p>Third are zero-balance accounts. Accounts with no funds for a long time may be closed. This helps reduce misuse and lets banks verify KYC details. Check your account status now.</p>
