<p>Loan EMI Planning for 2026: As 2025 ends, the new year 2026 is here. Start your financial planning, from loan EMIs, right from the first day of the new year.</p><p> </p><img><p>A new year is a time for fresh starts. Plan your finances, from spending to investments, starting today. It’s said that what you do on day one sets the tone for the whole year. </p><img><p>If you’re still carrying last year’s debt, plan to pay it off from day one. Decide where to invest and how to set aside loan money monthly. By year-end, your debt will be gone! </p><img><p>Planning to buy a house or car with a loan? First, find the bank with the lowest interest rate. Ensure a steady income for repayment. If salaried, set aside a part of your pay for the loan. </p><img><p>Planning a gold loan? It’s great for personal or business needs with low interest and flexible repayment. Since gold is the collateral, it requires minimal paperwork and offers quick cash. </p><img><p>For a home loan, your eligibility depends on your income and existing EMIs. You can typically get a loan up to 60 times your net monthly income, with a repayment tenure of up to 15 years. </p>
