<p><strong>Inoperative PAN Effects: </strong>Today, December 31, 2025, is the last date to link PAN-Aadhaar. If you miss it, your PAN will become inoperative. This will prevent you from doing many things. Find out what will happen and what losses you might face…</p><img><p>If you haven’t linked your PAN and Aadhaar, Dec 31, 2025, is the final deadline. Missing it will make your PAN card inoperative, affecting your taxes, banking, and benefits.</p><img><p>Usually, banks or companies deduct a standard TDS from your payments, but if your PAN becomes inoperative, it will be treated as if you haven’t provided a PAN, leading to higher TDS and TCS rates.</p><img><p>Instead of 10%, a 20% TDS will apply to FD interest. For salaried people, tax will be cut at a higher rate. TCS on big purchases will also rise, hitting your cash flow hard.</p><img><p>Your TDS/TCS credits won’t show in Form 26AS. You can’t submit Form 15G/15H. The IT Dept won’t issue refunds or pay interest on pending ones if your PAN is not linked.</p><img><ul> <li>Pay a late fee of ₹1,000 on the official Income Tax portal.</li> <li>Make the payment through the e-Pay Tax facility on the portal.</li> <li>Complete the PAN-Aadhaar link.</li> <li>Finalize the linking process after paying the fee.</li></ul><img><p>Once a PAN becomes inoperative, it can take 7 to 30 days to reactivate. During this time, higher TDS and TCS rates will apply to your income. For any confusion, visit the official Income Tax website or portal.</p>
