BHIM Services Limited, a subsidiary of National Payments Corporation (NPCI), is providing a facility which will provide relief to those people who do not have their own bank account. Actually, UPI Circle facility has now started on Bhim Payment App.
Through this, the user can add family members to his UPI account and allow payment. For this, the monthly limit of payment will be fixed at Rs 15,000. The validity of this permission can be kept for a maximum of five years.
Especially the elderly people of the family can take advantage of this facility. This is different from partial payment permission. Earlier, for payment, permission was required from the UPI user, but in the new system, full payment permission has been added. This means that now the main UPI user can allow the added member to make the payment himself. He will not need to approve himself again and again.
However, complete control remains with the main user. Information about every transaction will come immediately on his phone. He can set a payment limit for the added member, which will be a maximum of Rs 15,000 per month. Also, he can remove the added member from his UPI account whenever he wants.
useful for
1. Senior Citizen
2. Children and youth
3. Small businessmen and shopkeepers
4. People who do not use digital platforms
activate like this
– First of all open BHIM Payment App.
– After this select the option of UPI circle. Then click on Invite to Circle.
– Enter the mobile number of the person you want to add. Enter his UPI ID or scan the QR code.
– Select Full Delegation option. Then select the relationship (child, spouse, employee, etc.)
– Verify identity with Aadhaar or other document.
– Set monthly limit and validity.
– Select the bank account and confirm by entering the UPI PIN.
Keep these things in mind too
1. Basic Users Up to five people can be added to one account.
2. Now couples can set a monthly payment limit for each person.
3. You can also decide whether each payment will require your approval or not.