In the year 2000, when he was 27 years old, he came to Bengaluru from his small village. I had only Rs 5000 in my pocket and had the dream of becoming self-reliant. He never took a credit card, nor asked for a loan from anyone, nor was he dependent on anyone. In his first job he got Rs 4200 every month, and from that he started saving,
Same job, but strong intentions
This person talked openly about the financial decisions of his life on Reddit and told that he only did proofreading work in his entire career. For years he worked hard in the same field, gradually his salary increased to Rs 63,000. But during this time he kept his lifestyle simple. There was no ostentation or wasteful expenditure and only what was needed and invested responsibly.
Today this person has a deposit of Rs 1.01 crore in the bank, has invested Rs 65,000 in shares and the most important thing is that he does not have a single rupee of loan.
Left job, still earning Rs 60,000 every month
Some time before Covid, he left the job due to eye problem. But by then he had saved so much in fixed deposits that now he gets Rs 60,000 as interest every month. His family of three (wife and daughter) spends only Rs 25,000 every month, which includes Rs 6500 on rent.
Simple life, but full of satisfaction
They live in a small 1BHK on the outskirts of Bengaluru. Changed house occasionally, but always maintained good relations with the landlords. Never paid rent late, never took loan from anyone and never gave it back. He believes that these small decisions are the foundation of trust and respect.
He has sold the scooter and now walks everywhere on foot. His family rarely visits the doctor because their emphasis has always been on good habits and a healthy lifestyle. His story tells that if you have education, intelligence, time, health and discipline, you can achieve financial freedom even without earning a lot.