Currently, India’s youth is becoming quite smart. Its hallmark was seen during Kovid. When India’s youth was broken on the stock market to take advantage of the declining valuation of the market and there was a tremendous increase in the participation of retail investors in the Sensex and Nifty. According to the stock market data, since then the number of stock market investors has increased considerably. Now the report that has come out is really shocking. According to a report by Share.Market, which highlights the increasing participation of young investors of India in mutual funds on International Youth Day, about 48 percent of mutual fund investors are in the age group of 18 to 30 years. This means that the existing young generation is now looking towards the Longstorm Investment. This has been revealed by analysis of more than 6 lakh mutual fund investors between August 1, 2024 to July 31, 2025.
Which state has the highest number of youth?
Statistics show that about 95 percent generations start their investment in Z mutual funds through equity. This reflects his clear interest in high risk gain investment options compared to short -term saving options. In addition, young investors are giving priority to disciplined and coherent investment behavior. According to the study, Maharashtra (16 per cent), Uttar Pradesh (11 per cent) and Karnataka (8 per cent) are at the forefront of the participation of young investors. About 81 percent of young investors come from B30 (beyond the top 30) cities like Jodhpur, Raipur, Visakhapatnam, Gorakhpur, Mysore, Jamshedpur and Kolhapur.
How are you investing
According to the report, 92 percent of such investors who are focused on the long term investment, due to which they are investing every month through SIP. The average transaction value of which is about Rs 1,000, which is 18 percent less than investors in the age group of 30 years. About 21 per cent of young investors opted for at least lump sum investment, whose average transaction value is around Rs 8,000, which is 30 per cent less than investors in the age group of over 30 years. And finally, diversified equity fund categories like Value/Contra and Flexicap are among the most preferred categories for investors in these 30 years of age, 70 per cent of which have at least one of these categories funds. Midcap and smallcap are other popular categories among these investors.
Investment journey will be better
Nilesh D Naik, the investment product head of the share. Putting a habit of healthy investment will improve their long -term investment journey and over time will help them become confident investors. Their tendency to invest in SIPs and diverse fund options reflects the level of maturity and financial literature which is promising for the future.