<p>With FD profits declining due to low interest rates, 5 excellent investment options like mutual funds, post office schemes, PPF, gold, and the stock market can help you earn higher returns.</p><img><p>Many in India use FDs for safety. But with low rates and high inflation, people seek better options. Here are 5 investment opportunities that offer higher returns than FDs.</p><img><p>Mutual funds are very popular now. With options like equity and debt, a SIP can build long-term wealth. The right fund can offer 2-3 times the returns of an FD.</p><img><p>These are safe, government-backed options like NSC, KVP, and SCSS. With fixed rates, your money is secure. A great low-risk alternative to FDs for cautious investors.</p><img><p>This is a safe investment plan with tax exemption after 15 years. The government guarantees the interest. It’s very useful for long-term savings.</p><img><p>Indians love gold. Now, you can invest via Gold ETFs and SGBs without buying physical gold. You gain from price hikes while getting both security and interest.</p><img><p>For those okay with some risk, the stock market is a great choice. Long-term investment in good companies can beat FD returns. Always invest with expert advice.</p><img><p>FDs are safe but have low returns. Taking small risks in mutual funds, PPF, or stocks can lead to higher long-term growth. Always consult a financial advisor first.</p>
