Free Hospital Treatment: Does any government card make the entire hospital expenses free? Who can take advantage of this scheme? Can every member of the family take advantage of it? What is covered in this apart from medicine, food and accommodation? What should be the age for this scheme?
Government Health Insurance: In today’s time, if someone suddenly falls ill at home, the hospital bill spoils the entire budget of a middle class family. But do you know that there is a government scheme by which the treatment cost of your entire family can be reduced to zero? We are talking about Ayushman Bharat Yojana (AB-PMJAY). According to government data, more than 6 crore elderly people of the country have joined this scheme and due to more than 19,000 Jan Aushadhi centers opened across the country, common people have saved more than Rs 40,000 crore on medicines. If you also want to take advantage of this government security cover, then let us know how this card works and how you can make it sitting at home…
What is Ayushman Bharat Scheme?
This (PM-JAY) is a health insurance scheme run by the government. Under this, eligible families get free and cashless treatment up to ₹ 5 lakh every year. The biggest advantage of this card is that you do not have to pay a single rupee from your pocket if you are admitted to the hospital. You can get free treatment directly by going to any government or private hospital recognized by the government.
What is available absolutely free with Ayushman Card?
- Doctor’s fees, operations and all lab tests
- Pre-hospital check-ups and medicines and care for 15 days after discharge.
- All medicines required during treatment, bed expenses and food and drink arrangements for the patient.
- If there is any disease (like BP, sugar, heart disease) even before making the card, then its treatment will also be free from the very first day.
Who can make Ayushman card?
- All elderly people above 70 years of age are completely eligible for this. There is no income limit for this, whether they are rich or poor.
- If an elderly person is already availing the benefits of government health schemes like CGHS or ECHS, he can still opt for Ayushman card.
- Those families who are included in the list of socio-economic census of 2010 or are involved in certain types of work in the city (laborers, street vendors, etc.) are entitled to this.
- There is no limit or restriction on the number or age of family members in this scheme.
What documents are required to make Ayushman card?
Identity card like Aadhaar card
ration card
current mobile number
passport size photo
If you have e-shram card, labor card or any other government ID, then you can keep it with you.
How to make Ayushman card online at home?
- First of all go to the official beneficiary portal of Ayushman Yojana.
- Go to the login page and select the option ‘Beneficiary’.
- Enter your current mobile number and verify by entering the OTP received on the phone.
- Now select PM-JAY in the scheme section.
- After this select the name of your state and district.
- Now search your details in the list with the help of your identity like Aadhaar number or name.
- When the name appears, upload your passport size photo and complete the verification through mobile OTP.
- Submit the form.
- About 24 hours after applying, you can login again to check the status of your card and download it.