Cloudburst Damage Compensation
Every year, incidents like cloudburst, floods and landslides in the hill and heavy rain areas of the country shake the lives of the people. Many times houses, shops and fields are destroyed. In such a situation, the biggest question is, does the government get any help? The answer is, yes. But there is a fixed process for this, which is very important to know.
In fact, People suffering in such disasters Under the National Disaster Management Act, 2005, the Central and State Governments together give relief amount. This assistance comes from two major funds. National Disaster Relief Fund (NDRF) and State Disaster Relief Fund (SDRF). The compensation amount is fixed on the basis of the severity of the loss.
How much is compensation?
If someone lives in a natural disaster, then the central government gives assistance of up to ₹ 2 lakh to the families of the deceased. Apart from this, state governments also provide additional relief, which can reach ₹ 4 lakhs many times. If someone is injured, the government bears the entire cost of treatment. Along with this, the damage done to the house, shop or farm is also compensated, but for this the loss is surveyed by the local administration. On the basis of this survey, it is decided who will get how much amount.
How to apply for compensation?
If you are affected by any disaster, then first go to the Gram Panchayat, Municipality or Block Office and give written information. After this, government officials reach the spot and assess the loss. They prepare a report with photos and videos, which the district administration sends to the state government. Relief amount is announced on the basis of this report. While applying, identity card, house documents, pictures of disadvantages and if someone dies, then death certificate and postmortem reports are necessary.
Let me tell you, it is very important to inform the damage immediately after the disaster so that your case can be included in the survey. During the survey, cooperate with the officers so that the report is prepared properly. It may take some time to get relief amount, but the whole process is transparent.