If you are also investors who like to invest safely, then we are going to tell you about the five best schemes of LIC. Your investment is not only safe in these, but you also get good returns.
If you want better returns and life safety at low risk, then these 5 special policy of LIC can prove to be good for you. Investing in these not only gives you insurance protection, but it can also become a permanent source of income for a long time. Let’s know about those 5 best schemes of LIC that increase your savings with safety.
LIC Jeevan Anand: Big Security in Low Investment
If you want a great life insurance in a low budget, then this policy can prove to be a right option for you. You can start it daily with an installment of only Rs 45 or Rs 1358 per month. With this policy, you can make funds up to Rs 25 lakh in future. The minimum duration of this plan is 15 years and maturity receives a lump sum with bonus.
LIC Jeevan Shiromani: Premium plan for high income with
This scheme is especially for those who have good income and who want great returns with security. This is a non-linked life insurance plan in which the investment time is short and the duration of profit is longer. In this, you can choose a sum assured up to ₹ 1 crore. If you understand from the example, if you are 30 years old and you take a 20 -year policy, then you have to pay a premium of about ₹ 7.59 lakh per year. The premium duration is 4 years, but the benefits will be available for full 20 years.
LIC New Endowment Plan: Both safety and security
This plan is for those who focus on investing more than insurance. In this plan you get fixed returns and also add bonuses. This is a low-risk plan that makes your savings safe. If you want a safe investment with sure returns, then this plan is perfect for you.
LIC Jeevan Umang: Lifetime Income Plan
If you want your income to continue even after retirement, then this plan is the best option for you. After filling the premium in this plan, every year you get a guaranteed 8% moneyback. You keep getting this income throughout your life. If the policy holder dies, the family gets full insurance cover.
LIC Jeevan Tarun: Safe Plan for Children’s Future
If you are concerned about the financial needs of your children’s education, marriage or future, then this plan is special for you. In this policy, the child invests till 25 years of age. In this plan, between the ages of 20 and 25 years, the child gets some amount (moneyback) every year and in the end there is also a lump sum and bonus.