Ayushman Bharat Yojana: Under the Ayushman Bharat Scheme (PM-JAY), poor and weaker families get cashless treatment of up to Rs 5 lakh. Learn how to make an e-credit to take advantage, what is the necessary documents and the process of application.
PM jay e-card: Ayushman Bharat, which was launched by Prime Minister Narendra Modi on 23 September 2018 as Pradhan Mantri Jan Arogya Yojana (PM-JAY) in Ranchi, Jharkhand. The objective of this scheme is to provide cashless hospital facilities to poor and weaker families and protect them from serious diseases. This scheme is India’s largest health insurance scheme. In this, every family gets an annual health cover of up to Rs 5 lakh, which can be used for secondary and teaching care (second and third level hospitaline treatment). About 50 crore beneficiaries, who come in India’s poorest 40 percent of the population, can take advantage of this scheme. In this, the age of any family member or the size of the family does not matter. That is, 100 years old or 5 year old child, all can be treated under this scheme. The special thing about the scheme is that the treatment of diseases already existing is also covered from the beginning. Know who can apply for this scheme?
Who can apply for the Pradhan Mantri Jan Arogya Yojana?
in rural areas: Families who have only one room, no adult member, SC, ST family, landless laborers etc.
In urban areas: Those who work ragpikar, domestic workers, road sellers, construction workers, bicycle rickshaw drivers, shopkeepers, electricians, tailor etc.
Who will not get the benefit of the scheme?
If someone has two, three or four wheelers, high income, government jobs, large houses or big lands or large credit farmers, then they do not come under this scheme.
What are the benefits of treatment from Pradhan Mantri Jan Arogya Yojana?
The PM-JAY scheme provides cashless treatment up to Rs 5 lakh. This includes-
- Medical checkup and treatment
- Care before and after hospitalization
- Medicines and medical equipment
- Diagnostic and lab test
- Operation and Intensive Care
- Eating and drinking facility in hospital
- That is, this scheme covers most of the expenses incurred in the hospital.
Through this scheme, cashless treatment facility is available in more than 24 thousand registered private hospitals across the country.
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How to apply for Ayushman Bharat (PM-JAY) scheme?
To join the Ayushman Bharat scheme, you or your family will have to go to the nearest hospital or CSC (Community Service Center). Arogya friends there will help you all there. Understand this in easy steps:
identify: First of all, Arogya Mitra will check with the help of your name, ration card number or mobile number whether you are eligible for the plan or not.
Search in database: Information of your name is discovered in the database of SECC (SOCIO-Economic Caste Census), RSBY or State Health Scheme.
Uploading document: If your name is found in the database, then you have to submit government identity like Aadhaar or PAN card and family documents.
Adding family information: Subsequently, information of other members of your family is also added, so that e-cards can be made for the whole family.
Approval: After submitting all the information, the state health agency or insurance company checks and approves your application.
E-card release: After getting approval, you are issued an e-card. This card offers cashless treatment when shown in the hospital.
What documents are required to apply PM-JAY E Card?
- Aadhar card or PAN card
- Address certificate
- Mobile number
- Caste certificate
- Income certificate
- Evidence of family status (joint or nuclear family)
In this way, poor families can easily avail the Ayushman Bharat scheme and can avoid any kind of economic anxiety during treatment in the hospital.
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