Pradhan Mantri Jan Dhan Yojana
If your Public money account If it was opened between 2014 and 2015, then this news is very important for you. Actually, now all such accounts will have to get their identity information ie KYC again. You will have to do this work by 30 September 2025. If you did not do this on time, the bank can close or free your account. This would mean that you will not be able to withdraw money from the account and the subsidy, pension or any other help from the government can also stop. Therefore, it is very important to complete it as soon as possible.
What is Re-Kyc?
Re-Kyc is a very easy process, in which you have to give information about your identity and address again to the bank. This means that the bank checks whether your account is still in your name or not. For this, you have to show your Aadhaar card, voter ID or any other identity card, and passport size photo bank.
KYC updates are happening village to village
The government has launched a big campaign in the entire country from 1 July 2025, which is named Financial Inclusion Sachurasan Campaign. Under this, camps are being set up in village-to-village, especially gram panchayats, where people can easily get their Jan Dhan account re-KYC. So far, these camps have been set up in about 1 lakh panchayats and millions of people have updated their account information. If you want, you can get this work done by going to your nearest bank branch, bank friend or directly in the panchayat. There will be no fees nor will it take much time, this whole process is very easy.
What is Pradhan Mantri Jan-Dhan Yojana?
The Pradhan Mantri Jan-Dhan Yojana was started by Prime Minister Narendra Modi in the year 2014. The aim of this scheme was to provide banking facilities to every poor and common man of the country, so that at least one member of every household can connect with the banking system. Under this scheme, any person can open an account on zero balance without depositing a single money. So far, more than 55 crore accounts have been opened under this scheme, which makes it one of the biggest banking campaigns in the world.
What are the benefits from this account?
If you have opened a Jan Dhan account, then you get many benefits of it. First of all, you also get interest on savings in this account, like a common savings account. Apart from this, if you have an account, you get an accident insurance cover of up to one lakh rupees, and under certain conditions you can also get life insurance up to Rs 30,000. The money given by the government, such as the subsidy, such as gas subsidy or Kisan Samman Nidhi, comes directly to your account, due to which there is no delay or hassle in getting money.
If you have run it correctly for 6 consecutive months after opening an account, then you can also get an overdraft of up to ₹ 5,000 from the bank, that is, if you need, you can withdraw more money than the amount in the account.