Talking about the network’s institutional support and operational costs, the industry body highlighted the investments made over the last decade. “For almost 10 years, banks, payment companies, fintechs, NPCI, and RBI have collectively invested in technology, cybersecurity, fraud prevention, innovation, and customer support to build one of the world’s safest and most reliable payment systems.” They added, “This investment continues daily to keep UPI secure, stable, and available 24×7.”