gold and silver
In difficult times, Indian investors often consider gold as the safest investment. But amidst the ongoing tension in West Asia, Prime Minister Narendra Modi has appealed to the people to postpone the purchase of gold for the time being, so that imports are reduced and the pressure on foreign exchange reserves does not increase. Along with this, the government has also increased the import duty on gold and silver from 6% to 15%. In such a situation, the question is arising whether gold or silver will be better for long term investment? Especially when silver has given more returns than gold in the last one year.
Who gave more returns in the last one year?
In the last one year, gold has given a return of about 47%, while silver has given an excellent return of about 147%. However, experts say that investment decisions should not be taken just by looking at past returns. While gold is considered a safe investment, silver is also called the devil’s metal because it fluctuates more.
Why did silver become the choice of investors?
Silver is not only a precious metal but is also increasing rapidly in industrial use. The prices have increased due to increase in its demand in solar panel, electric vehicle (EV) and electronics sectors. Experts say that due to strong industrial demand, silver has performed better than gold in recent times.
What does the gold-silver ratio say?
The Gold-Silver Ratio (GSR) tells how much silver is required to buy 1 ounce of gold. At the beginning of 2026, this ratio was 107, which has now come down to around 55. This means that in recent months, silver has shown more growth than gold. However, experts warn that after such a rise, silver may also be in the overbought zone in the short term.
Where to invest Rs 1 lakh?
According to experts, investment completely depends on your risk taking ability. People who want safe investment can invest in 70% gold and 30% silver. Investors with higher risk appetite can make a portfolio of 50% gold and 50% silver.
How much should I keep in my portfolio?
Experts recommend that it is considered appropriate to keep 10-15% of the total investment in precious metals. The silver content in it can be kept up to 5-10%.
Is it right to buy gold now?
Gold is still considered a safe investment because central banks around the world are continuously buying gold. There is a possibility of higher rise in silver, but there is also more risk in it. Experts say that gold provides stability in the long term, while silver can give faster returns. Therefore, investing by combining both can be a wiser step.
