UPI New Rules from September 15: From today onwards a big change has come into force for UPI users. Now up to Rs 10 lakh in a day can be paid through UPI. This new rule will be applicable from 15 September 2025.
UPI New Rules from September 15: There has been a big change for UPI users from today. If you use apps like PhonePe, Paytm or Google Pay, then this news is for you. The National Payments Corporation of India has made significant changes in the rules of UPI transactions. Now up to Rs 10 lakh can be paid in a day in categories like insurance, capital market, loan EMI and travel. Earlier this limit was 2 lakh rupees.
Who will get the benefit?
This decision will directly benefit those people who had difficulty in paying a large bill of insurance premium, mutual funds or credit cards till now. Now they can easily make all these payments through UPI. Along with this, real estate and other major transactions will also be done with UPI.
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NPCI made many major changes in UPI rules
NPCI has made several major changes in UPI rules, which have come into force from 15 September. Now the new limit will be applicable only to Person-to-Celebrate. That is, when you pay a businessman or company. At the same time, the limit of Person-to-Person Payment will remain the same. 1 lakh rupees a day. However, the banks can set less limits on the basis of their risk policy.
The limit of insurance premium and capital market investment has been increased from Rs 2 lakh to Rs 5 lakh.
The limit of jewelery procurement has been increased from 1 lakh to 2 lakh rupees and its limit will be 6 lakh rupees.
Digital onboarding for banking services can now be transacted up to Rs 5 lakh.
Foreign currency payment can now be made up to Rs 5 lakh through BBPS.
Transactions of up to Rs 10 lakh can be done in a day.