Every person wants to secure the future of himself and his family, and for this people are looking for schemes with guaranteed returns with safe investment. In such a situation, these 10 best plans of LIC come up as a strong option. These schemes are safe and they also give strong returns.
In easy language, these plans keep your money safe and also increase. Let us know about these schemes one by one and see which plan can be better for you according to your needs.
Lic Index Plus
This plan is a great confluence of both life insurance and investment. You can invest in two investment options Flexi Growth Fund (Nifty100 based) or Flexi Smart Growth Fund (NIFTY50 based) as per your risk standard. From time to time, you also get guaranteed edition, which increase your funds. This plan is available to people from 90 days to 60 years. Its term ranges from 10 to 25 years.
Lic Nivesh Plus
This is such a unit identical plan where you fill the premium only once. It contains guaranteed additions that make your investment strong over time. After five years you can also do partial withdrawal. Also, it also has an alternative to accidental death benefits. In this, people from 90 days to 70 years can invest. The duration of the plan is 10 to 25 years.
Lic jeevan umang
The scheme also provides annual safety along with safety, which is available after the premium period ends, and eventually your family has great benefit on maturity or death. You can invest from 30 days to 55 years of age.
Lic jeevan utsav
This plan gives security for a lifetime and regular income or flexi income option is also available at the end of the premium period. Which gives financial flexibility. Also, guaranteed edition is available every year which increases your investment.
Lic new pension plus
This is a unit -linked pension plan for those who want stable income after retirement. In this, you can choose single or regular premiums, and make strong funds for retirement by choosing, switching and guaranteed editions in four investment options. You can invest from the age of 25 to 75 years.
Lic new jeevan shanti
This is a single -pramium defined anti -anti -scheme, in which you can get a fixed income in future by making single payment. It also offers single or combined life options and ensures financial security in retirement. You can invest from 30 to 79 years of age.
Lic new jeevan anand
This policy is a mixture of savings and life safety. If you survive after the finish end, you get a lump sum and bonus, and there is also protection in the event of death. It also has loan facilities, premium payment options, and annual and partial death benefits. You can invest from 18 to 50 years of age.
Lic new jeevan amar
In this plan, you can get high security at cheap premium. In this, you can choose regular, limited or single premium options. With this you can also add additional rider -like accidental death and disability benefits.
Lic amritbaal
This scheme is especially a combination of savings and safety for children. It gives 7‑10 times in limited premium payment or 1.25‑10 times the insurance amount in single oscillating. This is a great option for financial security of the child’s future. In this
Lic Jeevan Labh
It is a classic savings scheme that gives benefits in both death or survival conditions. In this, bonuses are available on your investment and you can also get tax benefits. You can invest in this from the age of 8 to 59 years.