Kotak Mahindra Bank Share
Kotak Mahindra, the country’s largest bank in the private banking sector, released its second quarter results on Saturday. The bank’s profit has fallen by 3% in Q2 ending 30 September 2025. The bank’s profit declined to Rs 3,253 crore, compared to Rs 3,344 crore in the same quarter last year. The bank told the stock exchange that this time the total income increased to Rs 16,239 crore. A year ago it was Rs 15,900 crore. That means there was good growth in income.
However, interest income has also increased. The bank earned interest income of Rs 13,649 crore in this quarter, which was Rs 13,216 crore last year. Net interest income also went up. It increased from Rs 7,020 crore to Rs 7,311 crore. But the net interest margin (NIM) decreased slightly. Which was earlier 4.91%, now it is 4.54%. The good news is that the bad loan situation of the bank has improved. At the end of September 2025, gross NPA was only 1.39%, which was 1.49% last year. At the same time, the net NPA further reduced to 0.32%, which was earlier 0.43%. That means there has been improvement in the quality of the loan.
Overall, there has been a slight decline in profit, but income and interest earnings have increased. Also, reduction in NPA is a positive signal for the bank. Investors will now have to see how the bank performs in the next quarter. Kotak Mahindra is a big private sector bank and its results are closely watched in the market. This time, due to profit drop, there may be some more pressure on the shares which have been under pressure for the last one week.
status of shares
The situation of Kotak Mahindra Bank shares is not going well for the last few days. Even on the last trading day i.e. Friday, the company’s stocks had closed with a decline. If we look at the data board, it becomes clear. On Friday, the company’s stocks closed at Rs 2,192.50 on BSE with a decline of 1.49 per cent. At the same time, selling in bank shares has been seen in the last one week also. The bank’s shares have fallen 1.71 percent in the last 5 days.