Bandhan Bank is expected to report a sharp rise in profit for the September quarter of FY27, according to Zee Business estimates. Lower provisions may support the bank’s profit, while net interest income (NII) is also expected to grow.
The market will also watch the bank’s asset quality and margins for signs of further recovery.
The bank’s Q2 results will be announced on Wednesday as the Board of Directors is scheduled to meet on October 28, 2026, in Kolkata to consider and approve the unaudited financial results for the quarter and half-year ended September 30, 2026, exchange filing said.
Bandhan Bank Q2FY27 results: Zee Business estimates
According to Zee Business estimates, Bandhan Bank’s net profit (PAT) may rise 385 per cent year-on-year (YoY) to Rs 540 crore in Q2FY27, compared with Rs 112 crore in the same quarter last year.
The bank’s net interest income (NII) is expected to increase 13 per cent YoY to Rs 2,930 crore from Rs 2,589 crore. However, the bank may see a slight decline in its margin, with an estimated fall of 0.09 per cent.
On the asset quality front, the gross non-performing asset (GNPA) ratio is expected to improve to 3 per cent from 3.3 per cent in the previous quarter. The net non-performing asset (NNPA) ratio is likely to remain flat at 0.9 per cent on a quarter-on-quarter (QoQ) basis.
Lower provisions may support profit
A decline in provisions is expected to support Bandhan Bank’s profit in the September quarter. According to estimates, provisions may fall to Rs 680 crore from Rs 1,150 crore.
The expected decline in provisions may help the bank report a sharp rise in profit despite pressure on margins. Investors will also track the bank’s asset quality to assess whether its recovery is continuing.
Bandhan Bank’s recovery outlook
Bandhan Bank had returned to a more normal operating position by Q3FY26, according to the estimates provided. The bank has also increased its focus on lower-risk segments.
Microfinance (MFI) continues to account for around 40 per cent of the bank’s current exposure. The bank’s focus on lower-risk segments will remain important as it works to improve asset quality and earnings.
Bandhan Bank Q1 results
Bandhan Bank reported a 35 per cent YoY rise in net profit to Rs 502 crore in Q1FY27, compared with Rs 372 crore in the same quarter last year.
Net interest income increased 5.9 per cent YoY to Rs 2,921 crore from Rs 2,757 crore. The bank’s GNPA ratio improved to 3.15 per cent from 3.27 per cent in the March quarter. Its NNPA ratio also declined to 0.93 per cent from 0.97 per cent.
Provisions stood at Rs 683 crore in the June quarter, down 40.5 per cent from Rs 1,146 crore a year earlier. However, operating profit fell 18.6 per cent YoY to Rs 1,360 crore, while operating expenses rose 19.4 per cent to Rs 2,170 crore.
Bandhan Bank share price
Bandhan Bank shares closed at Rs 151.91 on the NSE on October 27, 2026, up Rs 1.05, or 0.70 per cent, from the previous close. The stock opened at Rs 151.66 and touched an intraday high of Rs 157.45 and a low of Rs 150.21.
The bank had a market capitalisation of around Rs 24,460 crore. Its 52-week high stood at Rs 220.76, while its 52-week low was Rs 134.25.